Cell:  250-616-8505

BUYING

Let me help you every step of the way

I am always familiar with the current homes on the market, and I know how your values fluctuate in your area well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.

 While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

The Home Buying Process: Your Step-by-Step Guide

1. Get Pre-Approved for a Mortgage
Before you start house hunting, it's essential to know your budget. Getting pre-approved for a mortgage gives you a clear understanding of how much you can borrow and strengthens your offer when you find the right home.

How I can help: Connect you with a trusted mortgage broker who will guide you through the pre-approval process.

2. Define Your Home Needs and Wants
Make a list of your must-haves (like location, number of bedrooms, and yard size) and nice-to-haves (like a home office or a pool). This will help narrow down your options and make the search more efficient.
How I can help: Work with you to identify homes that meet your criteria and budget.

3. Start Your Home Search
With a clear budget and a list of criteria in hand, the fun begins! Start touring homes online and in person. I'll ensure you have access to all available listings.
How I can help: Provide real-time access to listings, arrange viewings, and offer insights on neighborhoods.

4. Make an Offer!
Once you've found the perfect home, it's time to make an offer. I'll help you understand the local market conditions, guide you on pricing, and negotiate the best deal. Additionally, I can advise on important conditions to include in your offer, such as mortgage approval, home inspections, title review, and more to protect your investment.
How I can help: Prepare a strong offer, negotiate terms, and ensure that your interests are covered through well-thought-out contingencies. 

5. Conduct Your Due Diligence
After your offer is accepted, it's essential to conduct thorough due diligence to ensure the home meets your expectations. This includes inspections and reviewing property details.
How I can help: I can recommend highly qualified inspectors, contractors, and other professionals to ensure you're fully informed about the home's condition.

6. Review, Subject Removal & Conveyancing Appointment
Before closing, you'll need to review and finalize all paperwork. Once you’re satisfied with your due diligence results, it’s time to proceed with Subject removal, which officially confirms your purchase. After that, you will attend a conveyancing appointment to sign the necessary legal documents to transfer ownership.
How I can help: I’ll guide you through the review process, help with any necessary renegotiations, assist with subject removal, and coordinate the conveyancing appointment to ensure everything is handled smoothly.

7. Move In and Enjoy!
Congratulations! You’ve successfully purchased your new home. Time to move in and make it yours.
How I can help: Provide recommendations for movers, utilities setup, and local service providers. 

I’m committed to supporting you beyond the transaction. Whether you need recommendations for contractors, or just advice about the local area, I’m here to assist you at every step, even after you’ve settled into your new home.

 

Real Estate The Right Way

MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.